Loss of Income
Types of Workers’ Compensation benefits in Florida include:
- Money/lost wages
- Medical care
- Reemployment services
Along with medical and vocational services, loss of wages, also called an indemnity benefit, is a significant resource of your Workers’ Compensation plan. If you are unable to work and have earned pay for more than seven days, then you may be eligible for partial wage replacement based on your average weekly wage.
Types of indemnity benefits include the following:
- Temporary total disability. A designation of temporary total disability means you cannot work. Starting the eighth day of disability, you will be paid approximately 66 percent of your regular wage. If critically injured, you may be eligible for 80 percent of your wage for up to six months.
- Temporary partial disability. If you have temporary partial disability, you are able to work but may qualify only for light or restricted work duties. Compensation for temporary partial disability equals approximately 80 percent of the difference between what you earned before disability and your earning potential afterwards.
- Impairment benefits. If your doctor indicates you have a permanent disability after you have reached a point of maximum medical improvement (MMI), then you may be eligible for income impairment benefits based on an impairment rating, or permanent total disability if you are unable to return to work.